Life Insurance and Health Insurance
Protecting your family’s future
While it’s impossible to predict the future, we do our best to prepare for whatever eventuality might come our way. Bush Insurance understands the deep emotions surrounding the loss of a loved one. We also witnessed first-hand the results of families being burdened with financial hardships following such a loss. This is the reason we offer a variety of affordable life insurance products.
The Best Gifts Make a Difference
When the family breadwinner dies suddenly the first thoughts aren’t about meeting financial obligations. It’s not until later that a new reality sets in that life insurance becomes so very important. With the loss of income, it’s good to know that protection is in place to provide for those immediate financial needs as well as those living expenses you face year after year after year. Life insurance can be used to cover:
- Final burial and/or funeral expenses
- Mortgage Payments
- Car Payments
- Medical needs
- Everyday living expenses
A variety of options to meet your needs
Bush Insurance takes pride in offering a variety of life insurance products designed to meet your needs. Life insurance can be used as a short-term way to protect your family or part of a long-term financial plan that not only meets immediate needs but can also help develop savings.
Bush Insurance offers life insurance options that include:
- Whole Life – Lifetime protection that guarantees a death benefit and cash value for a pre-determined premium that is guaranteed for the life of the policy.
- Term Life – Maintains a consistent premium for a set period of time and delivers a guaranteed death benefit during that time period. It does NOT earn any cash value.
- Return of Premium Term Life – All premiums are returned to you at the end of the policy term
- Universal Life – Offers a cash value (tax deferred earnings). You also have the option of borrowing against the policy as well as adjusting monthly premiums should your income vary, provided you pay enough to cover the base cost of the insurance to keep the policy in force.
- …And more
The Affordable Care Act has transformed the health insurance marketplace dramatically. Choosing the right health insurance coverage can be daunting for individuals. The agents at Bush Insurance can help you wade through the maze and get the coverage you need. After listening to your needs we can offer suggestions that will provide the health insurance products you and your family need.
We also offer Group Health insurance programs designed to meet both Federal and State requirements for employers. Our options enable you to select quality health insurance coverage for your employees without breaking the corporate budget. In addition, we can provide ancillary health insurance products so you can offer a highly valued benefits package…always a great way to attract and retain quality employees.
In addition to Individual and Group Health Insurance, we also offer:
- Disability Income Protection
- Medicare Supplements
- Health Savings Accounts (HSA)
- …And other value-added health insurance products